Reservoir Lightning

Link: Blaze guts house damaged in flooding

"No one was home at the time, as the family were living elsewhere after experiencing extensive water damage caused during the Christmas Day floods. Fire investigators will attend the property early today to determine the cause."

People often don't realise they aren't covered for flood damage until it's too late. 
In Reservoir though, people know how to create opportunity out of adversity.

With thanks to Donald for the link.

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